Jeffrey D. Larkin,
Your El Cajon Bankruptcy Attorney
A Bankruptcy and Debt Relief Law Firm That Explores All Your Options
At the Larkin Law Firm, we know it’s important to explore all of the options that are available to you before you make the decision to file for bankruptcy protection; since another option may better suit your particular situation. We also know that debt can be stressful, and having a knowledgeable El Cajon bankruptcy attorney who will give you the attention, service and dedication that you deserve will help you get through these tough times. These are two of the many reasons to give us a call to schedule your free consultation with bankruptcy attorney Jeffrey D. Larkin and take your first step towards a debt free tomorrow!
What Will The Larkin Law Firm Do For Me?
Jeffrey D. Larkin is an experienced El Cajon bankruptcy lawyer and debt relief attorney who understands that every case is different. He takes the time to examine and analyze all the details and facts in order to offer intelligent recommendations on how best to handle your debt situation.
If a Chapter 7 bankruptcy or Chapter 13 bankruptcy is your best option, we will help guide you through the system to ensure a smooth process. If another option better suits your needs, our dedicated team of professionals will be with you from start to finish. Our only objective is to make sure you are aware of all your financial options so you can make the informed decision necessary for a life debt free.
During the time we are working with you, you’ll discover how to take advantage of the many resources available to you to help rebuild your credit and restore order to your finances. If necessary, our network of trusted professionals in the financial industry can offer additional assistance to help you prepare and reorganize your finances, so that you can be more prepared for the future.
About Jeffrey Larkin
El Cajon bankruptcy attorney Jeffrey D. Larkin is not a newcomer when it comes to bankruptcy law and consumer debt relief. His experience includes working at some of San Diego’s largest debt relief firms. In 2009 he took that big firm knowledge and experience and opened the Larkin Law Firm in order to provide compassionate yet informative, small firm personal service.
El Cajon Bankruptcy Attorney Case Study
“El Cajon Eddie” was an information technology expert who worked for Qualcomm. Eddie was divorced from his wife of 11 years and had 3 children who lived with their mother. From 2001 through 2006, Eddie lived comfortably even though he paid almost $4000.00 per month in alimony and child support. In 2007, two of his three children began driving and their other expenses increased, including the addition of car insurance. Eddie started using his credit cards to supplement these additional expenses and by 2012 he was $63,000.00 in debt, and his wages were being garnished by a creditor. Unable to borrow any more money and not knowing what to do, Eddie made the smart decision to call El Cajon bankruptcy attorney and debt relief lawyer Jeffrey D. Larkin for his free consultation.
During his consultation, Mr. Larkin reviewed all of El Cajon Eddie’s options. Eddie’s biggest problem was being able to service his debt and continue to pay the large alimony and child support payments. It was determined that a Chapter 7 bankruptcy filing would be the most efficient way to eliminate his debt load so he could use that additional income to balance out his monthly debt to income ratio.
Looking forward 4 months and El Cajon Eddie is now debt free. He has managed to start saving each month to help with college expenses that are right around the corner. The stress of how to make his credit card payments is gone, and he can concentrate on making sure his children have the necessities they need to succeed.
If you or someone you know is burdened by debt and needs a solution, schedule your free consultation with the Larkin Law Firm today.
About El Cajon, California
The city of El Cajon is located in east San Diego County and is a valley city surrounded by mountains. It has been nicknamed “The Big Box.” The name originated from Spanish settlers when the city was founded in 1912. Warm summers and cool winters provide great weather all year round in El Cajon. The area offers plenty of good schools, and the downtown has many fine shops and dining options.
The population of El Cajon is estimated to be around 102,211 residents. The median household income is around $45,750 while the average home value remains around $333,400. The city of El Cajon aims to expand it’s community by providing low to moderate income residents a good supply of decent affordable homes that stimulate neighborhood growth, job opportunities, and improved community facilities. Learn more here.