Jeffrey D. Larkin, Your Lake Elsinore Bankruptcy Attorney

From Credit Repair to Bankruptcy – The Larkin Law Firm Can Restore Order to Your Finances

Today’s troubled economy has left many people in financial distress. Most individuals who seek help are led to believe that filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy is the only choice. The simple truth is that there may be other options to address your debt without having to file for bankruptcy protection. During your free consultation with Lake Elsinore bankruptcy attorney Jeffrey D. Larkin, he will personally review your finances and help you create a debt relief plan that is right for your particular situation. Bankruptcy should always be the last resort, and is only chosen when other options do not solve your financial troubles as effectively as a bankruptcy filing would. Exploring all of your options makes the most sense, and that’s what we do at the Larkin Law Firm.

The Difference?

One of the major differences between Lake Elsinore bankruptcy lawyer, Jeffrey D. Larkin and many other Lake Elsinore bankruptcy law firms promising financial solutions, Mr. Larkin lends his focus and expertise to each specific case as if you were his only client. He provides you with a tailored, customized debt solution plan and cutting edge legal advice that will solve your financial hardship. You work with him from start to finish. An experienced bankruptcy attorney that has practiced with the largest bankruptcy law firms in San Diego for years, Mr. Larkin left high volume practice to provide individuals and businesses the small firm service they deserve during their difficult times.

We Know The Right Option For You

Whether your specific situation calls for credit repair services, a loan modification, a Chapter 7 bankruptcy or Chapter 13 bankruptcy filing, or anything in between, it is the Larkin Law Firm’s mission to ensure you are fully aware of the pros and cons of each option, and the best course of action to take under the circumstances. If necessary, additional financial consultants can be assigned to your case from accountants, lenders, credit experts, and bookkeepers. You’ll be in good hands, and kept well informed so you can make the right decision for you and your family.

Call the Larkin Law Firm today to schedule your free phone consultation with Lake Elsinore bankruptcy lawyer, Jeffrey D. Larkin from the privacy of your own home.

Lake Elsinore Bankruptcy Attorney Case Study

“Lake Elsinore Larry” worked as an electrician in the construction industry. During the boom of the real estate market in the early 2000’s, Larry made a lot of money. Lake Elsinore Larry had a wife and 3 children, but times were good and he was able to take good care of them. They financed a big house, a new sedan, and an SUV to tow the power boat they bought to enjoy the nearby lake.

In 2008, the housing market took a turn for the worse and work slowed. They used their savings to supplement living expenses in order to maintain the quality of life they had become accustomed to. When Lake Elsinore Larry was let go from his job, their credit was maxed out and the thought of an inevitable bankruptcy filing was looming over their head – $65,000 in debt and desperately in need of debt relief, Larry made the call and scheduled a free phone consultation with Lake Elsinore Bankruptcy Attorney and Debt Relief Lawyer Jeffrey Larkin.

Lake Elsinore Larry was clear from the get-go that he could no longer afford to maintain his lifestyle and was stressed out trying to maintain all of the things he had financed. The monthly payments were consuming 70% of his total income and unable to charge on credit any further he could barely feed his family. He wanted to simplify things. After meeting with the Larkin Law Firm, the decision was made for a fresh start. A debt relief plan was put into action where he surrendered his $4,000 per month mortgage, his boat and fancy sedan.  Lake Elsinore Larry filed for Chapter 7 bankruptcy protection with the help of a qualified Lake Elsinore bankruptcy lawyer, and was even able to remain in his home for 10 months without making a mortgage payment before giving it back to the lender. After the 100 day Chapter 7 bankruptcy process, he emerged completely debt free with enough money saved to rent a nice home with plenty of space for less than half of what he was previously paying.

If you or someone you know is in over their head financially, a highly qualified Lake Elsinore Bankruptcy Attorney is just a phone call away! Call The Larkin Law Firm today to get the help you need in solving your financial troubles.

Facts About Lake Elsinore, California

Lake Elsinore was founded in 1888, originally named by Spanish explorers. Lake Elsinore has the largest freshwater lake in Southern California, and the picturesque city is surrounded by beautiful mountains. The city is also home to the Lake Elsinore Storm, a minor league baseball team owned by the San Diego Padres. It is a city rich in Native American history, and populated by many Native Americans. It also has plenty of recreational activities and attractions, including its large, sparkling lake and the Cleveland National Forest, where many people enjoy hiking, bird-watching, and photography.

As of 2012, Lake Elsinore had a population of 56,000 and a whopping 91% population growth since 2000.  The median resident age is 30 years old with a household income of $57,000.  Median home values are $194,000 making Lake Elsinore an affordable city when compared to the rest of Southern California. The City of Lake Elsinore offers affordable housing opportunities to it’s residents, click here to learn more.