Larkin Law Firm: Big-Firm Knowledge — Small Firm Service

Oceanside Bankruptcy Attorney Law Firm

Oceanside bankruptcy attorney Jeffrey D. Larkin has a different philosophy than most other bankruptcy attorneys. Mr. Larkin does not hire salesmen to sell a particular service like the big firms often do. At the Larkin Law Firm, we take pride in providing small firm service that is specifically tailored to the individual, because we understand that every client’s case is different, and bankruptcy might not be the best option for you.

As part of your free consultation, Mr. Larkin will review your complete financial situation and discuss in detail your financial options including whether filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy is the best decision for you. He will explain any other options available to you, such as debt negotiation, a short sale, loan modification or deed in lieu of foreclosure. Once your debt relief plan is selected, Larkin Law and his team will help you implement it from start to finish. Take comfort in knowing that you will have your own personal bankruptcy lawyer to help you throughout your entire bankruptcy process.

That’s what makes the Larkin Law Firm stand out from the other debt relief centers – Mr. Larkin doesn’t automatically focus on Chapter 7 bankruptcy or Chapter 13 bankruptcy as the only options then move on to the next case;

rather, Mr. Larkin looks at the big picture and your overall goals in determining a debt relief plan that’s right for you. If bankruptcy proves to be your best choice, we will help guide you through the process. After your debt relief plan is implemented, Larkin Law will offer you credit repair assistance to ensure the quickest recovery possible.

With over a decade of experience working with consumer debt relief and bankruptcy law issues, Oceanside bankruptcy lawyer Jeffrey D. Larkin has proven to be a trusted advocate, offering reliable and concrete advice to his clients. Mr. Larkin will treat you and your case with the concern and respect it deserves.

Take the first step towards financial recovery by contacting a knowledgeable bankruptcy attorney and debt relief lawyer in the Oceanside area. We always offer a free consultation! 

Oceanside Bankruptcy Attorney Case Study:

“Oceanside Oscar” was a real estate agent in San Diego county, having began his career during the housing boom of the early and mid 2000’s. Oceanside Oscar grew accustomed to his days of large commissions and easy living, thinking the good days would last forever. Oceanside Oscar bought a big house in Oceanside, secured by a five hundred thousand dollar mortgage. Oceanside Oscar also financed a new Mercedes for sixty thousand dollars. In 2009 during the great recession, Oceanside Oscar lost his job and was unable to sell any real estate because of tightening credit standards. There was nothing left to borrow. A decision was made to contact a bankruptcy attorney in Oceanside. During the meeting with bankruptcy attorney Jeffrey D. Larkin, Oceanside Oscar explained that he could no longer afford the payment on his house or car. Mr. Larkin reviewed his options and decided it would be best to file for Chapter 7 bankruptcy protection and surrender the house and car. The debt relief plan put in place by Larkin Law allowed Oceanside Oscar to stay into his house for 6 months without paying his mortgage which freed up additional funds to save for a rental deposit on a new place and a down payment on a used Toyota Corolla that gets 40 miles per gallon. Oceanside Oscar’s expenses were reduced to an amount he could afford and he eliminated all of his outstanding debts.

If you or someone you know has a financial problem and needs to be pointed in the right direction, contact Oceanside bankruptcy lawyer Jeffrey D. Larkin. Get a free, confidential consultation and answers to all of your bankruptcy questions.

Facts about Oceanside

Oceanside is the third largest city in San Diego County, boasting a population of more than 171,293 residents. Oceanside is a coastal city that is a popular choice for vacationers, as a result of its beach community and extensive vacation homes. Oceanside is also located near Camp Pendleton, a large, marine military base. Oceanside is located in North San Diego county. Points of interest include the Oceanside Pier, Oceanside Harbor, Oceanside Museum of Art and Mission San Luis Rey de Francia.

The estimated median house or condo in Oceanside is valued at $356,500 and the average median income per household is $61,181. The city of Oceanside also offers affordable living for low to moderate income families.


The Larkin Law Firm is a debt relief agency. In addition to other debt relief services provided, we help individuals and businesses file for bankruptcy protection under the Bankruptcy Code.

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