According to the FDCPA and RFDCPA – the following are examples considered to be “abusive and deceptive” , and debt collectors are prohibited from engaging in any of the following acts in their attempts to collect a debt:
Consumers who feel that they have been experiencing debt collector harassment from a third party debt collector have a right to file a lawsuit for compensation and damages from the illegal conduct. The FDCPA and RFDCPA are known as strict liability statutes; this means that a consumer does not have the burden of proof to establish any damages in fact existed. They are presumed to exist by their conduct.
Lawsuits under the FDCPA and RFDCPA can be very complicated and complex. Consumers contemplating legal action against debt collector harassment would be wise to consult with legal counsel that has experience with these issues for representation that can maximize their chances of desirable results.
Contact The Larkin Law Firm for a free consultation with an experienced FDCPA attorney and RFDCPA lawyer.