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How Do 89% of Filers End Up Getting Credit Cards? It’s true: the majority of those who file for bankruptcy not only receive credit card offers on a regular basis, but most actually qualify for and receive cards. While it doesn’t happen to everyone, credit card companies may actually seek out those individuals shortly after…

Statistics on the Average Person Filing for Bankruptcy are Important Indicators According to a recent study by Harvard Law School, the average age of individuals filing for bankruptcy is now 38 years. This is comparatively younger than previous findings. There are probably several factors responsible for this fact, one of which may be that the…

4 things NOT to Do When Filing Bankruptcy We can all thank Robert J. Freeman for providing us with an example of exactly what NOT to do when filing bankruptcy. The 56-year-old television evangelist has been sentenced to more than 2 years in prison after the court found him guilty of obstructing bankruptcy proceedings. This…

The Top 3 Reasons Why Chapter 13 Bankruptcy May Be a Better Option than Chapter 7 When considering personal bankruptcy, a surprising number of people don’t realize that there’s an alternative to Chapter 7. In fact, many people don’t really understand what filing Chapter 7 means. I hope that this post will help enlighten readers…

Statistics show that, for the year 2013, Utah was the only state that saw an increase in bankruptcy filings, climbing a modest 1 percent. On a national scale, this is good news, as it shows that the number of filings in all other states is declining. For example, the number of petitions filed in the…

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